Public Liability Insurance offers cover for third party liabilities (Bodily Injury / Property Damage) arising out of the premises and operations of the Insured and legal costs incurred in connection therewith. Every business is carefully nurtured for growth and profit. But inevitably, as in life, accidents occur. For instance, a customer slips and twists her ankle because of a wet floor in your business premises, resulting in hospitalisation. Public exposures and liabilities Affected by law can bring an abrupt end to a promising business future.
Depending upon your nature of operations, following Public Liability Insurance Policies are available in market:
Legal liability of the Insured towards damages to third party with respect to:
For more comprehensive protection Public Liability Policy can be extended to cover legal expenses arising out of: