Commercial General Liability Insurance (CGL) is a combination of Public Liability and Product Liability. It provides comprehensive protection by covering third party claims against the Insured’s business for injury or property damage. Typical examples include if a customer is injured at your place of business, or say an employee damages property at a client's site.
In view of new dimensions of legal liability exposures any business can fall victim to the high cost of liability from simple slip and fall accidents to personal injury and reputation damage claims. That’s why every business needs Commercial General Liability insurance offers and it is generally a company’s first line of defence against liability arising out of its operations.Commercial General Liability (CGL) policy covers third party liabilities arising from various business operations, be it premises, products and completed operations and/or advertising and personal injury.
With a broad-based wording that has withstood scrutiny in the most litigious jurisdictions of the world, Comprehensive General Liability provides comprehensive protection against: